Employment Practices Liability Insurance (EPLI) provides legal defense and indemnity coverage, when applicable, for lawsuits alleging the following:
- Wrongful Termination
- Sexual Harassment
- 3rd Party
An employee may file a petition alleging the employer has discriminated against him/her as a result of their Workers' Compensation claim, in violation of Labor Code Section 132(a). Workers' Compensation coverage excludes this as a non-insurable loss and does not impose a duty to defend a claim, proceeding or suit. Labor Code Section 132(a) prohibits employers from discriminating against employees who are injured in the course and scope of employment. The EPLI coverage available to Doxsee Foster customers affords protection for 132(a) allegations.
EPLI coverage will protect your dealership from the risk of claims arising from:
- Americans with Disabilities Act - ADA
- Fair Employment and Housing Act - FEHA
- Family Medical Leave Act - FMLA
- Fair Labor Standards Act - FSLA "Wage & Hour"
- Labor Code Section 132(a)